5 Tips to Achieve Your Goals in the New Year

Why do most people fail to keep their New Years resolutions? While the attempt to adopt resolutions shows positive intent, a better alternative is setting new goals for the future. It is best to work towards your goals gradually rather than expecting an immediate change.

-Keep your future in mind
What would you have in your ideal life? Think of where you would like to be in ten, five or even two years from now. Next, ask yourself if your goals will bring you closer to that picture. If you can keep that image in mind, it will make it easier to stick to your goals.

-Think about what you'd like to add to your life, rather than take away
For example, instead of making "Eating less unhealthy foods" your goal, think of it as "Eating more healthy foods". Replacing unhealthy food with healthy foods still achieves your goal. It's easier to focus on your goal if you have a more positive outlook.

-Think in terms of big changes rather than specific behaviors
For example, "Develop Stress Coping Mechanisms" would be better than "Do yoga every morning".  Deciding on a broad goal will give you room to experiment.

-Goal Setting
You can set three levels of intensity:
Easy: the "I need to form a habit" goal
Medium: "I need to put forth more effort" goal
Challenging: the extreme, "I will be thrilled" goal

Taking baby steps makes reaching your goal much easier. For example, regarding fitness, the easy goal would be walking three times a week. The medium goal may be walking three times a week, cutting out all sugar, and doing weight training. The challenging goal could be doing the previous two goals as well as adding the goal of only eating raw foods two times a week. 

-Have fun and dream!
Imagine there are no limits. What would you want to do? Set your goals with both your heart and mind. Don't just "think" about what you want to do. Think about how you "feel", too. Does it feel good or bad? Let your emotions guide you.

How will you go about achieving your goals in this new year?

Reasons to Consume Blue-Green Algae

Despite the name, the Blue-green algae is a type of green bacteria. Also called cyanobacteria, this bacteria grows in both fresh and salt water. However, it tends to grow best in ponds and lakes where they give the water a deep green color. Cyanobacteria, as well as another type called spirulina, contain beneficial nutrients. This can provide great health benefits!

Here are some of the Nutritional benefits:
* It's proteins contain all of the essential amino acids. This makes blue-green algae a complete source of these nutrients.

* A 100-gram serving contains roughly two grams of carbohydrates and almost no fat.

*26 calories in one serving.  This makes cyanobacteria a naturally low-calorie food.

*Provides a modest amount of potassium, calcium, and magnesium, as well as a small amount of zinc and phosphorus.

*The algae also contains vitamins E, C, and A along with several of the B vitamins. This includes thiamin, riboflavin, folate and vitamin B-6.

While blue-green algae have great nutritional benefits, that's not all! It also includes the amazing health benefits listed below.

*Boosts your immune system and has natural antiviral properties, helping your system protect against viruses such as HIV.

*Consuming blue-green algae may help relieve fatigue and build your tolerance of exercise. A clinical study found that male subjects that consumed the bacteria for four weeks were able to exercise for longer.

*Blue-green algae may reduce blood pressure and lower blood cholesterol levels. In fact, it has actually improved blood lipids and lower blood pressure in Type 2 diabetes patients in just 12 weeks.

All of these benefits, but how do you go about using blue-green algae? Blue-green algae supplement capsules are a great option. You can often find these at health food stores. Choose only brands that are certified and free of contamination. Blue-green algae can sometimes contain harmful toxins, so steer clear of uncertified products.

Ancient people recognized blue-green algae for its nutritional properties. Native inhabitants of Africa, as well as Aztecs, consumed it regularly as a regular addition to their diet. Though they are not plants, they contain the green pigment called chlorophyll and are able to carry out the process of photosynthesis. Regardless, blue-green algae have been known for its health benefits for a very long time. Why not give it a try?

Current Real Estate Trends

Affordable housing references a spectrum of different housing types, from a subsidized social housing for those with special needs, to transitional housing and homeless shelters. There are strategies you can follow to achieve affordable housing:

Maintain older housing stock:

*An inexpensive method of gaining affordable housing. This is commonly used in situations where there is an abundant supply of deteriorating stock.

Housing Mandates:

*It's possible to create affordable housing without assistance from the government. But it should only be applied where housing demand is very strong.

Government-sponsored housing:

*This tends to be expensive, but it is meant to serve special needs. Unfortunately, government housing can't meet the demand for low priced housing.

Unjustified Restrictions:

*Unjustified Restrictions typically decreases the costs of housing production. Which gives markets the chance to respond to demands.

Affordability:

*Affordability should take total housing costs into account. Including maintenance, taxes, transportation costs and utilities. Consider both long-run and short-run impacts.

Strategies are useful, but it is important to consider the facts, too:

Housing shortage provides opportunities:

*A rarity in today's economy could be mid-priced single-family homes of which only a handful can afford. Although margins are good for those projects, developing more affordable housing would be helpful to the community.

Are fears of recession misplaced?:

*The U.S economy will inevitably need a correction. However, experts have stated that the future will be smooth as opposed to another recession.

Gen Z:

*Gen Z, the generation born starting from 1995 to 2009, has a potential for improving the post-college housing market, similarly to millennials.

2018 Markets to watch:

*Here are a few examples:

-Seattle

Overall rank: 1

Investment rank: 2

Development rank: 1

-Los Angeles

Overall rank: 7

Investment rank: 8

Development rank: 8

-Charlotte

Overall rank: 12

Investment rank: 12

Development rank: 16

-Portland

Overall rank: 13

Investment rank: 7

Development rank: 20

Urban Fringe Development:

*While this can provide cheap housing, it tends to have high future transportation costs and high infrastructure. Urban Fringe development is only affordable in a location with ideal transportation options.

In conclusion, take your time when it comes to finding affordable housing. There are many advantages and disadvantages you need to keep in mind. Taking the time to consider all factors of purchasing a home tends to set a wiser decision.

The Benefits of Juicing

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Juicing is the process of extracting liquid from fruits or vegetables. Their pure extracts contain plant chemicals (phytonutrients), minerals and vitamins. Ninety-five of enzymes, minerals and vitamins are usually found in raw fruits or vegetables juice. These essential nutrients rapidly enter the bloodstream and gives rest to your digestive system by eliminating the need to break down fibers.

The benefits of juicing are:

It helps the body absorb more nutrients from vegetables and fruits- The recommended intake is 6-8 servings a day. Juicing helps you reach this target. A glass of fresh extract can provide the necessary amount.

It helps you “pre-digest” vegetables and fruits. Over the years, your digestive system may be impaired due to unhealthy food choices. It usually results to inability of the body to absorb all the necessary nutrients. Juicing helps your body well-nourished.

It promotes the proliferation of helpful bacteria which keeps gut in excellent condition. Light green, yellow and dark green vegetables are good sources of these good bacteria (prebiotics). Juicing banana and leek significantly increased these prebiotics.

It aids in lowering cholesterol levels. Juicing dark green vegetables and fruits such as lemon, bitter melon, celery, ginger, cucumber and capsicum (peppers) helps lower high level of cholesterol.

It assists in lowering blood sugar level. Juicing is good for diabetics or suffering from pre-diabetic condition. Juicing fruits and vegetables reduce the level of bad cholesterol. Beneficial fruits are grapefruit, oranges, lemon and pomegranates. Spinach, broccoli, celery, onion and ginger are the recommended vegetables.

It helps fight cancer. Juicing is now a popular part of alternative medication to ward off or fight this dreaded illness. A daily intake of more than 3 cups of vegetables and 2-3 cups of fruits is recommended to prevent cancer. Juice is easier compared to eating large quantity of whole vegetables and fruits. It nourishes the body of patients who are undergoing chemotherapy and other medical procedures. Juicing helps in the easy absorption of anti-cancer nutrients.

It aids in the detoxification process. Juicing is an important component of cleansing the accumulated toxins in the body. Juice flushes out wastes and toxic materials fast while keeping the body nourished with essential nutrients.

It keeps your skin healthy. Juicing helps you absorb essential nutrients to keep your skin glowing and supple.

It aids in weight loss. Juice keeps your body brimming with powerful natural nutrients which speed up metabolism.

It enhances athletic performance. Juicing green, leafy vegetables increases the ability of the body to perform. One particular vegetable which can instantaneously boost athlete’s performance is beet or beet juice. It improves the endurance of muscles, increase oxygen level and “de-stiffen” blood vessels.

It boosts energy. Eating lots of foods to sustain the energy of the body usually brings lethargic feeling. Juicing provides the same nutrients without making you feel sleepy or heavy after every meal.

It improves sleep. Sleep is necessary to repair cells and recharge depleted energy. Juicing helps your body take a rest faster instead of working or digesting foods after meal.

So, if you want safe, instant, healthy and tasty way towards excellent health, begin the habit of juicing fruits and vegetables. 

How Stem Cell Treatment Can Help The Elderly

Stem cell treatment was introduced to the public only a couple of decades ago. Many experiments have amounted to trials and errors but still, the efforts have been very productive. This medicinal breakthrough has evolved over the years to promote health and cell regeneration. The process requires only a certain amount of stem cells from the same patient.

Scientists and medical researchers have found a way to link this discovery to many illnesses. These include complex health problems like Alzheimer’s and diabetes, which are commonly present in elderly people. The success rate of this operation has been notably higher in younger subjects but research continues on for the benefit of the elderly. This is because old people already have health limits and are often exempted from these experiments. However, researchers believe that the benefits of stem cell therapy should be made available for all ages. Stem cell treatment has been known to have a positive effect on degenerative diseases. A good example is its effects on patients with Alzheimer’s.

Alzheimer’s disease is a developmental illness that starts from small symptoms. These symptoms can worsen over time and were also thought to be irreversible. The effects of Alzheimer’s on patients have been observed over the years. For starters, microscopic changes slowly form in the brain’s nerve cell. They form tangles and twists, like some kind of protein material build up in thick clumps. This inhibits the distribution of necessary nutrients, therefore causing the disease. Fortunately, successful stem cell treatments can slow down this process or even possibly reverse it.

This treatment is also known to provide relief from bone defects. These defects can either be developed from birth or attained from old age. The most common bone disease is osteoporosis. Researchers recently found out that stem cell treatment eliminates the need for fatal and complex surgeries. In this process, the cells are gathered from the bone marrow or fat of the patient. This is then injected into the affected body part experiencing the pain. A lot of other bone-related diseases can also be cured by this procedure, including sports injuries and arthritis.

Most of the elderly population experience chronic pain as well. Undergoing stem cell treatment does not only provide relief but also strengthens the bone and muscle structures. Successful procedures can enhance ligaments, tendons, and possibly other organs of the body. This has been proven in elderly patients who have experienced a heart attack. A patient who had prior heart problems can have severe heart attacks that can be fatal. Treating this will require regenerating tissue from other parts of the patient’s body. This will then be injected into the damaged area of the heart using an apparatus.

Over the years, stem cell treatment has been linked to aid in concerns related to health and beauty. The results have been a great and revolutionary success for people of all ages. With the increase in stem cell treatment’s success rate, elderly people can be provided with longer and more enjoyable lives.

Real Estate Trends in 2017

The real estate market has been considerably unpredictable in the past year. But 2017 is proving to be quite promising when it comes to the trends that experts have predicted for the current year.  Take a look at the following trends that are expected to unfold in the coming months:

1. Property prices will rise.

For starters, homeowners will be pleased to know that experts predict a continuous rise in property prices. Given the decline that rampaged the market in the past couple of years, homeowners’ equity is expected to increase at a constant rate of around 5 to 6 percent over the next three years.

2. Mortgage prices will rise.

With the increase in interest rates comes an expected rise in mortgage rates. Although the rise in interest rates is indicative of a strong and growing economy, it can be burdensome to existing borrowers, especially those who are considering refinancing their property obligations. The latter should lock in their rates before the closing process lest they lose money due to skyrocketing interest payments.

3. Loan opportunities will increase.

With the expected property price hikes comes a trend worth looking forward to – the increase in available loans, both from banks and non-bank sources. Getting a mortgage will become easier in 2017 with more jumbo loans and low down payment loans expected to be offered by multiple financing institutions.

As interest rates rise, the borrowing rate will decline.  This would then push banks to make an active effort to pursue new borrowers throughout the year. With more non-bank financers entering the market, property investors will gain more opportunities to make purchases.  This will also further loosen the banks' credit box, given that more opportunities for borrowing will further reduce the number of potential bank borrowers.

4. Increase in construction.

As more sizable loans become available, people’s purchasing power will most likely rise. With more individuals able to finance property investments, the demand is seen to rise across both housing and commercial property markets. This will bring forth a potential increase in development projects that are open to both local and foreign patrons.

5. Rise of smaller, more affordable home options.

And as the property market continues to shift, the changing demand will bring forth a potential rise in the development of small to mid-scale homes across the world. The market that was once satisfied only by condominium and apartment units may now gain access to other property options.

6. Foreign property investments will continue albeit a smaller role for foreign investors.

Foreign investors are always present whenever properties are available for rent or sale.  The influx of these market participants will continue to prevail all throughout 2017. But experts say that the role of foreign investors in terms of profit generation will be rather limited this time around as more investments become courtesy of local investors.

7. Ease of purchase for first-time homebuyers.

With the construction of smaller and more affordable homes comes the potential influx of first-time homebuyers who have sadly not been accommodated by previous years’ property markets. With significant attention being shifted to this new market, it is expected that the process of property investing will also be eased to entice the new market, consisting mostly of millennials, to consider purchasing or renting residential properties.